Majority of Americans Find Retirement Saving Increasingly Challenging

New surveys reveal that 82% believe it's harder to retire comfortably now than for previous generations, with many behind on their savings goals.

High living costs and student debt are major obstacles for millennials and Gen Z in saving for retirement.
40% of workers admit they are behind on retirement savings, often due to starting late or insufficient income.
Despite challenges, 44% of workers remain cautiously optimistic about meeting their retirement goals.
Experts recommend starting early, using tax-advantaged accounts, and automating savings to improve retirement outcomes.
Many Americans worry that Social Security will not suffice for a comfortable retirement.