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Macronist Bloc Tables €1,000 Newborn Accounts to Launch Pension Capitalisation

The state-seeded accounts are presented as a complement to pay-as-you-go pensions to build long-term savings for each generation.

Overview

  • Ensemble pour la République filed an amendment to the 2026 budget to open a capitalisation fund credited with €1,000 for every child born in France.
  • The measure is under committee consideration in the National Assembly as part of the spending bill’s examination.
  • The group estimates a recurring state cost of about €660 million per year for the universal initial deposits.
  • Parents and grandparents could add contributions until the child turns 18, with a tax allowance to encourage top-ups.
  • Backers frame the move as diversifying pension financing, and coverage notes parallels to U.S. “Trump Accounts” and a German child-savings idea while the Assembly prepares to debate suspending the 2023 reform on November 12.