Overview

• Jim Cramer questioned loanDepot’s recent gains, telling a caller he cannot back a money-losing lender despite easing-rate hopes.
• Insider Monkey and Yahoo Finance highlighted a retail bull case from wallstreetbets, noting LDI near $4.27 with a trailing P/E around 158.7 as of mid-September.
• Citron Research’s September 8 note argued the $117 billion servicing portfolio could be worth about $5.50–$5.75 per share, outlining a path above $6.
• Bulls cite narrowing net losses in Q1 and Q2 2025 alongside Vision 2025 and the Mello platform, with claims of roughly 70% servicing recapture.
• Supporters point to liquidity of over $400 million in cash and about $1.2 billion in available credit as reducing near-term dilution risk.