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Lloyds Uses Tokenized Sterling Deposits to Buy Tokenized Gilt in UK First

The pilot showcased tokenized deposits that preserved interest accrual plus FSCS protection.

Overview

  • Lloyds Bank plc issued tokenized sterling deposits on the Canton Network, then Lloyds Bank Corporate Markets used them to purchase a tokenized gilt from Archax.
  • Archax transferred the underlying fiat back into its standard Lloyds account, demonstrating interoperability between blockchain settlement and existing banking infrastructure.
  • Lloyds and Archax describe the deal as the first UK transaction using tokenized deposits on a public blockchain and a global debut for sterling in this form.
  • Lloyds says the tokenized deposits continue to accrue interest and remain covered by the Financial Services Compensation Scheme, preserving core deposit features.
  • The proof‑of‑concept highlighted instant settlement, automation and transparency as potential benefits, with Lloyds also operating a validator node on Canton during the trial.