Overview
- Sixteen Lloyds Bank high-street branches are closing across January 2026, with some sites already shut from January 1 and others scheduled through the month.
- Lloyds Banking Group is progressing a broader 2026 reduction across Lloyds, Halifax and Bank of Scotland, with outlets reporting dozens more closures later in the year.
- News outlets have published town-by-town lists for January, including additional Halifax and Bank of Scotland sites, with some reports counting 33 group branches closing this month.
- Lloyds directs affected customers to digital services plus alternatives such as other group branches, Post Office counters, banking hubs, Community Bankers and over 30,000 PayPoint locations.
- Consumer advocates note more than 6,600 UK branch closures since 2015, and Scottish deputy first minister Kate Forbes has urged reversals where Highland towns face losing their last banks.