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Lloyds Sets Two-Day Deadline for £200 Switching Bonus

Eligibility hinges on a full Current Account Switch Service transfer with three active direct debits plus account closure.

Overview

  • Customers must request their switch by Wednesday, 17 December 2025 to qualify for the one-time £200 payment.
  • Only newly opened Club Lloyds, Club Lloyds Platinum, Lloyds Premier or Club Lloyds Silver accounts applied for from 16 September 2025 are eligible.
  • Switches from Halifax or Bank of Scotland do not qualify, and moving into an existing Lloyds account is excluded.
  • At least three direct debits must already be active before the switch begins, with standing orders and recurring card payments not counting.
  • Once the qualifying switch completes, Lloyds will credit £200 to the new account within 10 working days as a cash payment.