Overview
- Plymouth recorded the fastest growth at 12.6% year on year, ahead of Stafford at 12.0% and Wigan at 10.5%, with Wakefield, Mansfield, Woking, Liverpool, Rugby, Falkirk and Hull rounding out the top 10.
- Crawley posted the steepest annual fall at 8.9%, followed by High Wycombe at 7.4%, with notable declines also in Chester, Solihull and Worcester.
- Most regions saw gains in 2025, led by Northern Ireland up 5.8%, while London edged down 0.1% on average.
- The analysis compares the 12 months to October 2025 with the same period to October 2024 using Lloyds mortgage completions, includes areas with at least 150 deals, and excludes buy-to-let and shared-ownership loans.
- Lloyds’ head of mortgages Amanda Bryden urged buyers to research local shifts that can affect deposits, stamp duty and moving costs, noting northern regions and Scotland remain generally more affordable than the south.