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Lloyds Bank Clarifies Google Pay Use, Cautions It May Restrict Transactions

The bank advises new cardholders to complete a chip-and-PIN purchase to enable wallet payments.

Overview

  • Android customers can add Lloyds debit or credit cards through the Lloyds mobile app by selecting Card, choosing Google Pay, and confirming details.
  • An alternative setup is available in Google Wallet, where users add the card and complete in-app verification before it appears in Google Pay.
  • Lloyds’ website warns it may limit the value or number of Google Pay payments and tells customers to carry a physical card as a backup.
  • After a customer reported a new card could not be added, Lloyds said a chip-and-PIN transaction often activates contactless and digital-wallet use and offered help via direct message.
  • Using Lloyds cards with Google Pay enables purchases above standard contactless limits and still qualifies for Everyday Offers on eligible transactions.