Overview
- Lloyds Banking Group has confirmed closures of 40 Lloyds Bank sites and 15 Halifax branches across the UK through January to October 2026, with full location lists and dates posted on the banks’ websites.
- The company frames the move as a response to customer behavior, noting that more than 21 million of its customers use banking apps.
- Customers are directed to alternatives including shared banking hubs operated via Cash Access UK, services at Post Office counters, deposits at over 30,000 PayPoint locations, and co-servicing across Lloyds, Halifax and Bank of Scotland branches.
- Lloyds says it will introduce Community Bankers and community pop-ups to provide in-person help in areas losing a local branch.
- The announcement extends a broader industry retrenchment, with Which? reporting over 6,000 UK branch closures since 2015 and NatWest set to shut six more locations on December 31 to complete its 2025 programme.