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6mo ago

Livret A Suffers Worst March Since 2009 as Savers Pull Cash

Rising inflation makes a summer rate hike look likely.

Les épargnants, freinés par un taux abaissé à 1,5% en février, ont de nouveau boudé le Livret A le mois dernier, a annoncé, le 22 avril 2026, la Caisse des dépôts.
Les épargnants ont retiré 490 millions d'euros de plus qu'ils n'en ont déposé le mois dernier, signant ainsi le pire mois de mars pour le Livret A depuis 2009

Overview

  • CDC data released Wednesday showed €490 million more withdrawn than deposited in March, the worst March since the series began in 2009.
  • The balance has fallen €3.1 billion since January, yet savers still hold €446.5 billion across about 58 million Livret A accounts.
  • The Livret A and the LDDS, which are tax‑free regulated accounts, now pay 1.5% after a cut from about 3%, and the LDDS barely grew to €165.3 billion in March.
  • Life‑insurance euro funds are attracting deposits with an estimated 2.65% average yield, according to the ACPR, though those returns are taxable.
  • Inflation ran at 1.7% in March, and CDC officials and market economists now expect a summer rate rise, with BPCE forecasting 1.8% from August 1 and some calling for 2%.