Livret A Interest Rate Expected to Drop to 2.5% in February

The reduction follows a decline in inflation and will be finalized by mid-January, affecting millions of French savers.

The Livret A interest rate, currently at 3%, is anticipated to decrease to 2.5% on February 1, 2025.
The rate adjustment is influenced by a formula based on recent inflation trends and interbank exchange rates.
Despite the lower rate, the Livret A remains attractive due to its tax-free status compared to other savings options.
The decision aligns with economic strategies encouraging less saving and more consumer spending to boost growth.
The current interest rate has been in place since February 2023, marking the highest level since 2009.