Overview

• LIC’s profit after tax for Q4 FY25 rose 38% year-on-year to ₹19,013 crore, aided by a 33% reduction in management expenses to ₹16,495 crore.
• The board has recommended a final dividend of ₹12 per share for FY25, with July 25 set as the record date ahead of the AGM in August.
• Quarterly total income fell to ₹2.42 trillion, and net premium income slipped 3.2% to ₹1.48 trillion under new surrender value guidelines.
• The solvency ratio improved to 2.11 times from 1.98 times a year ago, while assets under management rose 6.45% to ₹54.52 lakh crore.
• LIC is in advanced talks to acquire a stake in a standalone health insurance company, with a board decision expected within two to three months.