Overview
- Net premium income rose about 5.4–5.5% year on year in Q2 to roughly Rs 1.26 lakh crore.
- For H1 FY26, total premium income reached Rs 2,45,680 crore and net profit was Rs 21,040 crore, up 16.36% year on year.
- The solvency ratio improved to 2.13 from 1.98 a year earlier, and NPAs in policyholders’ funds declined to 3.94% from 6.17%.
- Individual new business premium fell 3.54% in the first half, while individual renewal premium increased 6.14%.
- Brand Finance ranked LIC third among the world’s strongest insurance brands in its 2025 report with a BSI score of 88.