Overview
- Journalists highlight VTI for sweeping market coverage across 3,500+ stocks, a 0.03% expense ratio, and slightly lower tech concentration than S&P 500 trackers.
- An example dollar-cost averaging plan shows roughly $440 per month potentially compounding to $1 million over 30 years based on long-run market return assumptions.
- VOO is cited as a simple core option with a 0.03% fee and a 14.6% average annual return over the past decade as of late September.
- For higher-growth tilts, VUG, MGK, and VGT concentrate in megacap tech and AI beneficiaries, with VGT reported at a 691% 10-year cumulative return and Nvidia a notably large holding.
- Income-seekers are pointed to ETFs with elevated yields, including DIV (~7.1%), PFF (~6.7%), DVYE (~9.15%), plus SCHD (~3.9%) and SDY (~2.56%) with quality-focused dividend screens.