Overview
- Net profit reached €641.3 million for 2025, up 19.7% from 2024 and the highest on record for the group.
- Total business volume rose 8.6% to €145,750 million, reflecting gains across loans, deposits and off‑balance resources.
- New mortgages increased 26.3% to €4,302 million, and consumer lending set a record, up 12.4% to €828 million.
- Credit to support businesses grew to €16,043 million (+10.9%), led by Corporate banking at €7,091 million (+16%) and Companies at €2,717 million (+18%).
- Core activity revenues were €1,886.2 million, down 6.3% due to rate-curve effects, partly offset by service and insurance income (+8.2%) and a 14.2% rise in off‑balance resources; capital and asset quality remained strong with CET1 at 21.6% and an NPL ratio of 1.1%.