Overview
- The Krak Card offers 1% cashback on purchases, paid in local currency or Bitcoin.
- Users can spend from more than 400 crypto and fiat balances with conversion at checkout, set a spending order, and exclude specific assets.
- The card runs on Mastercard’s network and is available in physical and virtual forms with no FX, monthly, or ATM fees.
- UK and EU customers receive named accounts and IBANs to enable direct salary deposits into the app.
- A Vaults feature routes funds to independently audited DeFi lending protocols targeting up to about 10% APY, with selectable risk tiers and non‑guaranteed returns.