Overview
- KlarnaUSD is live on Tempo’s testnet and is being issued through Bridge’s Open Issuance, which handles compliance, reserve management and redemption.
- Initial use focuses on Klarna’s internal payment flows to reduce the expense of international transfers before any wider rollout.
- A mainnet launch is planned for 2026, with expansion to merchants and consumers expected after testing and prototyping.
- Klarna says it is the first bank or regulated payments provider to launch a stablecoin on Tempo, extending its long-running partnership with Stripe.
- The move comes as stablecoin frameworks solidify in the U.S. and EU, and Klarna cites its 114 million customers and roughly $112 billion in annual GMV as a scale advantage.