Overview
- Klarna and the Sparkassen-Finanzgruppe introduced DRP, a recurring payment method that draws directly from Sparkasse giro accounts.
- Customers set a monthly spending budget once in online banking and authorize it a single time using the Sparkasse S‑pushTAN app.
- Subsequent payments within the approved budget execute automatically without repeated TAN entry and can be paused or deactivated at any time.
- All DRP budgets are visible in online banking and executed transactions appear immediately on account statements for easier tracking.
- The companies present DRP as a flexible, transparent alternative to traditional direct debits and as a step forward for Open Banking in Europe.