Overview
- Kakao Bank reported 2025 net profit of 480.3 billion won, up 9.1% year over year, with operating profit at 649.4 billion won.
- Non-interest income rose to 1.09 trillion won, lifting total operating revenue to 3.09 trillion won as interest income edged lower with slower loan growth.
- Fourth-quarter net profit reached 105.2 billion won, the bank’s first quarter above the 100 billion won mark.
- Fund management earnings climbed about 28% to 670.8 billion won, supported by expanded bond holdings and a broader investment mix.
- Kakao Bank outlined plans for M&A in payments and capital companies, Q2 rollouts of an investment tab and a foreign-exchange account, a 99.3 billion won valuation gain from Indonesia’s SuperBank, and progress on a Thailand digital bank with SCBX targeting a launch in the second half of 2026.