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Judge Orders Trump Administration to Keep CFPB Funded Through Federal Reserve

The judge rejected a new OLC reading of “combined earnings” as a manufactured bid to starve the bureau.

Overview

  • U.S. District Judge Amy Berman Jackson directed the CFPB to keep requesting money and required the Federal Reserve to provide funding from its combined earnings even when the Fed records losses.
  • Jackson found the administration’s decision to halt transfers violated her March injunction that preserves the agency’s operations during ongoing litigation.
  • The ruling rebuffs a November Justice Department OLC opinion that claimed no funds were legally available, which the judge said conflicts with Dodd-Frank’s text and purpose.
  • The decision arrives just before officials warned cash could be exhausted in early 2026, averting a near-term lapse in payroll and core functions.
  • The broader dismantling fight remains active as the full D.C. Circuit agreed to rehear the case, leaving planned mass layoffs and shutdown efforts on hold.