Particle.news
Download on the App Store

JPMorgan to Take Over Apple Card From Goldman in Reported Deal

Goldman is selling about $20 billion in card balances at a steep discount after losses on the program.

Overview

  • The Wall Street Journal reports the agreement is expected to be announced soon, with final details still being worked out.
  • JPMorgan will issue Apple credit cards to both new and existing customers, and the transition from Goldman is expected to take time.
  • A JPMorgan-backed Apple savings account is planned, and current Apple savings customers at Goldman will decide whether to stay or open new accounts with Chase.
  • Goldman is unloading the portfolio at a discount exceeding $1 billion, an uncommon outcome for co-branded card sales given concerns about delinquencies.
  • JPMorgan and Goldman declined comment and Apple did not immediately respond, after talks dating to 2024 and earlier interest from other potential partners.