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JPMorgan Puts Deposit Token on Coinbase’s Base, Unveils DBS Interoperability Plan

The bank frames deposit tokens as a regulated, yield‑capable alternative to stablecoins, with broader access pending approvals.

Overview

  • JPM Coin (ticker JPMD) is now live on Base for verified institutional clients, enabling 24/7 payments that settle in seconds.
  • Each token represents U.S. dollar deposits held at JPMorgan, and the asset can be posted as collateral on Coinbase.
  • The rollout follows months of testing with partners including Mastercard, Coinbase, and liquidity provider B2C2.
  • JPMorgan and DBS are building an interbank, cross‑chain framework by linking Kinexys Digital Payments with DBS Token Services to move tokenized deposits across networks.
  • Planned next steps include client‑of‑client access, expansion to additional blockchains, and a euro version (JPME), all subject to regulatory clearance.