Overview

• Credit card funding launches in fall 2025, letting Chase cardholders buy digital assets on Coinbase.
• In 2026, Ultimate Rewards points become convertible into USDC stablecoin, marking the first major credit card rewards-to-crypto redemption.
• The same phase will allow customers to link Chase bank accounts directly to Coinbase for seamless fiat-to-crypto transfers.
• The integration covers over 80 million retail users and builds on JPMorgan’s earlier institutional stablecoin pilot on Base.
• The partnership underscores a growing embrace of blockchain technology by traditional banks under emerging regulations such as the GENIUS Act.