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JPMorgan Beats Estimates as Shares Slide 4.2% on Apple Card Reserve and Softer Fees

Management reaffirmed net interest income guidance despite the share drop.

Overview

  • The bank posted adjusted EPS of $5.23 on revenue of $46.77 billion, topping forecasts.
  • Year-over-year profit declined roughly 7% as investment-banking fees disappointed and timing effects weighed.
  • A $2.2 billion reserve tied to buying Apple’s card portfolio reduced earnings by about $0.60 per share.
  • Executives reaffirmed net interest income guidance and described the deal pipeline and client engagement as constructive.
  • CEO Jamie Dimon said the DOJ subpoena of Fed Chair Jerome Powell risks undermining confidence in monetary-policy independence.