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JPMorgan and DBS Plan Link to Move Tokenised Deposits Across Blockchains

The collaboration signals a shift toward interoperable tokenised deposits with an emphasis on preserving the singleness of money.

Overview

  • The framework links JPMorgan’s Kinexys Digital Payments with DBS Token Services to enable cross-bank, cross-chain and round-the-clock cross-border settlement.
  • Institutional clients would be able to move tokenised bank deposits across different blockchain networks, according to the banks’ emailed announcement.
  • A stated example routes a JPMorgan deposit token on Coinbase’s Base to a DBS client, who could either redeem it or keep it on DBS’s platform.
  • Both banks already support instant transfers within their own blockchain systems, with the new work focused on connecting those closed networks.
  • JPMorgan’s Naveen Mallela said the effort aims to protect the singleness of money and ensure interoperability as the BIS reports roughly one-third of banks exploring tokenised deposit projects.