Overview

• Multiple Indian investigations report a coordinated JeM campaign seeking PKR 3.91 billion to construct 313 new centres, with social‑media appeals and an Aug. 15 audio of Talha Al Saif urging PKR 21,000 per supporter.
• Funds are being routed through EasyPaisa and SadaPay in a rotating network that investigators say includes hundreds of active wallets and frequent replacements to frustrate tracing.
• Several wallets are alleged to be linked to Masood Azhar’s relatives and commanders, including accounts tied to Talha Al Saif, his son Abdullah Azhar, and Khyber Pakhtunkhwa commander Syed Safdar Shah.
• Officials and reports allege Pakistan’s ISI has enabled a shift from bank channels to a “digital hawala” model that evades FATF’s SWIFT‑based monitoring.
• Beyond online collections, investigators cite Friday mosque drives and charity fronts such as Al Rahmat Trust, and assessments warn a substantial share of proceeds may be directed to arms purchases, including small arms and potentially drones.