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Jeffries Rules Out One-Year ACA Subsidy Fix as Shutdown Negotiations Harden

Insurers are pricing 2026 plans now with CBO projecting about 2 million more uninsured if the enhanced credits expire.

Overview

  • The shutdown has entered its second week with a standoff over enhanced Affordable Care Act premium tax credits set to expire on December 31, 2025.
  • House Minority Leader Hakeem Jeffries rejected a one-year extension as a “non-starter,” saying Democrats want a permanent renewal of the enhanced credits.
  • Rep. Jen Kiggans’s bipartisan bill (H.R. 5145) would extend the credits through 2026 and has about a dozen Democratic co-sponsors alongside 13 Republicans, with Rep. Tom Suozzi leading Democrats backing the measure.
  • Republican leaders Mike Johnson and John Thune say they will not negotiate on subsidies until the government reopens, with Thune calling Democrats’ demands unrealistic.
  • With open enrollment beginning November 1, experts warn insurers could set much higher 2026 premiums if credits lapse, and KFF polling shows broad public support for extending the subsidies.