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Jeffrey Gundlach Says Private Credit Is the Next Big Crisis, Recommends 20% Cash

The DoubleLine CEO likens opaque, illiquid loans to pre‑2008 subprime structures, citing recent borrower failures as warning signs.

Overview

  • Speaking on Bloomberg's Odd Lots, Gundlach said private credit is likely to ignite the next financial crisis.
  • He urged investors to hold about 20% of portfolios in cash and trimmed his suggested gold allocation to roughly 15%.
  • He argued that private loans are low quality and thinly traded, with values that can lurch from “100 to zero.”
  • He pointed to stress signals including failures at Tricolor and First Brands and Renovo’s bankruptcy that wiped out a $150 million BlackRock loan.
  • He warned that selling private‑credit funds to retail investors creates a withdrawal‑liquidity mismatch, as the market spans roughly $1.7 trillion to multi‑trillion size while some banks say direct systemic exposure remains limited.