Overview
- City-wise, banks are closed today in Ahmedabad, Bhubaneswar, Guwahati and Itanagar, while branches in other cities operate as usual.
- The RBI’s holiday classification governs negotiable-instrument clearing and RTGS windows for affected locations.
- Customers can continue transactions through online and mobile banking, UPI, NEFT, IMPS, RTGS (as per operating windows) and ATMs.
- The RBI calendar lists 16 bank-holiday dates in January 2026, including the mandated second and fourth Saturdays and all Sundays.
- Further state-specific closures follow on January 15–17 and January 23, with a nationwide holiday on January 26 for Republic Day.