Overview

• Government data cites ₹6.9 lakh crore transferred via Direct Benefit Transfer in FY 2024-25 using the JAM architecture.
• Over 38.6 crore free RuPay debit cards have been issued as total digital transactions rose to 22,198 crore in FY 2024-25 and UPI hit 18,587 crore.
• A nationwide saturation and re-KYC drive is underway through September 30 with at least one camp in each of 2.7 lakh gram panchayats.
• About 67% of accounts are in rural or semi-urban areas and 56% are held by women, reflecting deep reach among underserved groups.
• The average deposit per account stands at ₹4,768, with officials describing account coverage as near saturation compared with 2015 levels.