Overview

• The total number of PMJDY accounts rose to 559.8 million by July 23, marking over 55.98 crore zero-balance accounts
• Deposits moderated slightly to Rs 2.62 lakh crore with the average balance per account at Rs 4,680
• Since July 1, the three-month re-KYC campaign has covered roughly 100,000 Gram Panchayats and will run until September 30
• Women hold 56% of Jan Dhan accounts and 66.6% are based in rural and semi-urban areas
• At its 10-year milestone, PMJDY underpins the JAM Trinity for direct benefit transfers and offers features such as Rs 10,000 overdraft and insured RuPay cards