Overview

• Households under 35 need €17,300 to surpass the median wealth of their peers, while 55–64-year-olds require €241,100 for the same standing.
• Top-decile thresholds escalate from €200,400 for the youngest cohort to €1,061,200 for pre-retirees, underscoring widening gaps with age.
• Nearly half of under-35 households hold stocks, funds or bonds and only 7% own residential property compared with 56% of those aged 55 to 64.
• Single individuals under 35 have a median net wealth of €9,800 versus €42,300 for couples, and 55–64-year-old singles hold €79,800 compared with €361,800 for partnerships.
• Private financial assets reached €6.913 trillion at end-Q1 2025 with minimal growth, and the richest 10% control about 50% of money wealth while the bottom half holds just 8%.