Overview

• Italy recorded an average compulsory car insurance premium of €286 in 2023, second only to the UK’s €381 among EU states.
• RC Auto premiums in Italy fell by 1.7% in the first quarter of 2025 compared with the previous quarter.
• Significant regional disparities persist, with annual premiums ranging from €180 in Belluno to €555 in Naples.
• Consumer groups warn that limited competition and record insurer profits point to potential market speculation.
• Critics highlight that new macrolesioni tables will reduce compensation for serious injuries and that the Preventivass comparator covers only basic RC Auto policies.