Overview
- The insurance obligation takes effect on Thursday, July 16 and will cover about one million private electric‑scooter owners across Italy.
- The law requires a specific RCA policy that names the scooter's contrassegno, so a generic family liability policy will not meet the rule and insurers must link policies to ANIA and the Motorizzazione systems.
- Basic annual premiums are estimated at €35–€55 with optional add‑ons up to about €150, producing a rough annual cost to owners near €50 million and allowing policies for riders aged 14+ via a parent or guardian.
- For at least two years there will be no indennizzo diretto; IVASS must report claims data to the ministry every six months and ordinary compensation procedures will apply in the meantime.
- Non‑compliance risks administrative seizure of the scooter and fines of €100–€400, but consumer groups warn that limited on‑street enforcement and regional variation in controls could weaken the rule’s effectiveness.