Overview

• Italy's pension system continues to differentiate between pre- and post-1996 workers, maintaining mixed and fully contributory regimes respectively.
• Standard retirement remains at 67 with 20 years of contributions, while early retirement options like Quota 103 and Opzione Donna are extended through 2025.
• Post-1996 workers can access early retirement at 64 with 20 years of contributions if their pension meets a minimum threshold, supported by the new pension bridge.
• The 2025 pension bridge allows workers to combine public contributions with complementary pension savings to reach the minimum thresholds for early retirement.
• Biennial updates tied to life expectancy remain in place, with the next revision of eligibility requirements scheduled for 2027.