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Italy Launches Data-Driven Tax Enforcement for 2026 With 395,000 Targeted Checks

Algorithms will cross-check over 200 databases to flag spending–income gaps under new limits on accessing bank records.

Overview

  • The PIAO sets 320,000 accertamenti by the tax agency and 75,000 targeted verifications by the Guardia di Finanza for a total of 395,000 checks.
  • Sogei’s centralized system continuously cross-matches more than 200 datasets, including returns, bank flows, electronic invoices and VAT records, to surface anomalies.
  • Risk selection still hinges on Isa scores from 1 to 10, with 8 or higher earning fewer checks and benefits, and below 6 sharply increasing the likelihood of scrutiny.
  • Most cases begin with a request for clarifications rather than an assessment notice, and ignoring it can trigger a formal accertamento; taxpayers can also reduce exposure by opting for the two-year concordato that pre-agrees taxable income.
  • A recent European Court of Human Rights ruling requires specific justification for each access to financial data and effective defense safeguards during the investigative phase.