Overview
- The 5% cap on meal-voucher commission fees takes full effect on September 1, 2025 under the Competition Decree (Law n.193/2024).
- Bars, restaurants and retailers previously faced commission rates up to 20%, and the new limit is projected to save merchants up to €400 million annually.
- A transitional period since January 1, 2025 has allowed new issuers to comply immediately and lets existing contracts run under the previous terms until August 31, 2025.
- Issuers and merchants are finalizing contract renewals now to adjust fees and payment terms ahead of the cap’s implementation.
- Fiepet Confesercenti warns that issuers may extend payment cycles or alter contracts to offset lost fees and is urging oversight alongside a proposal to raise the tax-exemption ceiling to €10 in the next budget.