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IRS Sets Jan. 26 Start for 2026 Tax Filing; Free File Now Open

Updated rules emphasize digital reporting alongside a shift to direct-deposit refunds.

Overview

  • The IRS will begin accepting 2025 tax-year returns on January 26, with an April 15 filing and payment deadline and an October 15 deadline for extension filers.
  • The agency expects about 164 million individual returns and urges electronic filing with direct deposit as it phases out paper refund checks.
  • Free File opened January 9 for eligible taxpayers (generally up to $84,000 in income), with in-person help available through VITA and TCE, including Spanish-language resources.
  • New provisions from the 2025 law alter credits, deductions and forms, including a new Schedule 1-A and rules requiring a valid SSN or ITIN to claim certain dependent credits.
  • Platform and digital-asset reporting tighten this season, with 1099-Ks issued above $20,000 and 200 transactions and required disclosure of crypto and other digital assets, including a 1040 question and potential 1099-DA.