Overview
- Agency guidance urges taxpayers to organize W‑2s, 1099s and digital‑asset records now and to wait for all forms to avoid errors and refund delays.
- Filers are encouraged to set up an IRS Online Account to view transcripts, confirm adjusted gross income, obtain an Identity Protection PIN and authorize tax professionals digitally.
- The One Big Beautiful Bill changes filing outcomes with provisions reported to include no federal tax on tips, overtime pay or car‑loan interest and a temporary deduction for seniors, with implementation still underway.
- The IRS began phasing out paper refund checks on Sept. 30, 2025, making routing and account numbers essential for most taxpayers to receive direct deposits.
- People without bank accounts are directed to FDIC and NCUA resources, and some prepaid cards and mobile wallets can accept direct deposit if they provide valid routing and account numbers, as returns for 2025 earnings are due April 15, 2026.