Overview

• IPAB will disburse 4,044 million pesos to 32,656 CIBanco customers under the 400,000 UDI coverage limit, equal to about 3.42 million pesos per person.
• Officials say 99.4% of account‑holders are fully protected, while approximately 197 customers with larger balances must seek any excess through the liquidation process.
• The claims above the insurance cap can only be pursued after asset sales, with recoveries governed by Article 193 of the Credit Institutions Law and legal payment priority.
• In the precedence order cited by authorities, workers and other obligations are paid ahead of uninsured depositors, so recovery of excess balances is not guaranteed.
• The payout draws about 3.35% from IPAB’s 120,817 million‑peso fund, which the agency expects to replenish in roughly two months through routine bank contributions.