Particle.news
Download on the App Store

Investors Weigh Tech-Heavy VGT Against Low-Cost S&P 500 ETFs for 2026

AI-fueled gains in 2025 left U.S. stocks top-heavy, sharpening the choice between concentrated upside versus diversified exposure.

Overview

  • Vanguard’s Information Technology ETF returned about 23% in 2025 versus roughly 17% to 18% for the S&P 500, and fund data show it has topped the index each year since its 2004 launch.
  • VGT’s results hinge on a narrow basket of leaders, with its top 10 holdings accounting for 59.1% of assets and heavyweight positions in Nvidia, Apple, and Microsoft as of Nov. 30.
  • Technology’s footprint in the S&P 500 stands near 34.5%, reflecting megacap AI beneficiaries and a market-cap methodology that increases the weight of recent winners.
  • Ultra-low-cost index trackers such as Vanguard’s VOO (0.03% expense ratio) and iShares’ IVV offer broad sector exposure even as a handful of tech names dominate performance.
  • Late-December commentary splits between predictions that VGT could outpace the market again in 2026 and endorsements of S&P vehicles like VOOG for growth at 0.07% fees with reported assets near $1.5 trillion.