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Insurers Warn Germany’s Health Premiums Will Rise Despite €2 Billion Savings Plan

Insurers cite soaring medical costs plus depleted reserves as reasons the plan cannot stabilize contributions.

Overview

  • Health Minister Nina Warken has said the average Zusatzbeitrag could be held at 2.9 percent.
  • TK chief Jens Baas argues spending is rising across all areas, calls the package too small, and describes the 2.9 percent target as a “communications ploy” in Handelsblatt.
  • Baas proposes higher mandatory manufacturer rebates on medicines to save billions and alleges close political–pharma ties have hindered price reforms.
  • He also says rebuilding legally reduced insurer reserves was not accounted for by the GKV forecast group and will push contributions higher.
  • DAK head Andreas Storm says even if the Bundestag passes the plan on Thursday, the average will exceed 3 percent next year and urges roughly €4 billion in immediate savings plus stronger tax financing.