Overview

• Workers who earn up to two minimum wages and do not own a home can now precalify online with five requirements and a minimum score of 100 points.
• Infonavit will consult the credit bureau only to confirm that applicants lack another housing loan, employer payment lapses will not penalize borrowers, and approved applicants receive 100% of their credit.
• The institute reports 120,464 homes already under construction and projects roughly 302,000 units in 2025 as part of a plan targeting 1.2 million social homes.
• Housing offered under the program averages about 60 square meters with two bedrooms and is priced around 600,000 pesos per unit.
• About 144,000 mortgages deemed unpayable have been canceled toward a 333,000 goal, while some coverage notes potential delinquency risk from looser screening rules.