Overview
- Applicants now qualify by meeting three basics — formal employment, earnings of one to two minimum wages, and no existing homeownership — with eligibility starting after six months on the job.
- Under Vivienda para el Bienestar, standardized 60 m², two‑bedroom homes priced near 600,000 pesos are being delivered, with early handovers visible in Pomoca, Tabasco and more states queued next.
- As of October 3, Infonavit reported 200,613 homes contracted and targets about 302,000 units built or in process by year‑end, with 110,000 already underway across 25 states.
- The Unamos Créditos option lets two borrowers combine their eligible amounts for financing up to 5,095,210 pesos, featuring fixed rates of roughly 3.50%–10.45%, proportional co‑ownership, and insurance protections.
- BBVA estimates potential demand at about 7.5 million homes and flags mismatches by state, noting scant coverage in markets such as Mexico City, the State of Mexico, and Jalisco, which points to a need for private‑sector participation and better territorial planning.