Overview

• Articles quantify the quiet loss of purchasing power, such as €10,000 shrinking to roughly €7,400 in real terms after ten years at 3% inflation.
• Short-term effects are highlighted, with about €167 of purchasing power disappearing from €10,000 in just four months at a 5% annual inflation rate.
• Recommended steps prioritize liquidity first, keeping three to six months of expenses on a secure account as a dedicated emergency fund.
• Surplus cash is steered into low-cost, broadly diversified ETFs via small regular sums, with an example showing €50 per month growing to about €20,700 at 6% over 20 years versus €12,000 left in cash.
• The pieces emphasize financial education, simple rules, and automation to overcome inertia, and disclose a content partnership with Fortunalista, founded by Margarethe Honisch.