Overview

• By July 2025, PMSGY logged 57.9 lakh applications and enabled 4,946 MW of residential rooftop capacity, equating to about 13.1% of the 1 crore installation target and 14.1% of the ₹65,700 crore subsidy pool disbursed.
• Approval cycles commonly stretch 45–120 days due to meter shortages, weak coordination among consumers, installers and DISCOMs, and utility-level procedural delays.
• DCR-compliant modules carry roughly a ₹12 per watt premium and fragmented domestic supply can delay deliveries by up to two months, pushing some households to install non-DCR systems without claiming subsidies.
• Deployment is concentrated, with Gujarat at 1,491 MW and the top five states accounting for about 77.2% of capacity under the scheme to July 2025.
• Financing pipelines are active with public sector banks sanctioning over 5.79 lakh loans worth ₹10,907 crore by September 2025, while the report urges state-specific targets, stronger grievance escalation and prioritised domestic supply for the scheme.