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India’s FIU Registers 49 Crypto Exchanges in FY25 as Review Flags Serious Crime Risks

The single-point regulator under the finance ministry has begun enforcing AML rules, issuing ₹28 crore in fines.

Overview

  • As of March 2025, 49 VDA service providers were on the FIU registry, including 45 based in India and four offshore.
  • Suspicious transaction reports highlighted misuse tied to hawala transfers, gambling, scams and fraud, including one case linked to an illegal adult content site.
  • Further red flags included connections to child sexual abuse material, terror financing, darknet services and other proceeds of crime.
  • The FIU’s analysis identified regional clusters of suspicious activity and digital assets commonly used in illicit flows.
  • Under the PMLA framework adopted in 2023, exchanges operate under FIU supervision and must file STRs, disclose banking relationships, appoint compliance officers, conduct internal audits and apply risk-based CDD/EDD and sanctions screening.