Overview

• A total of 112.34 million users have linked their accounts to share data through the AA framework.
• Institutions live on the network include 112 operating as both FIP and FIU, 56 as FIP only, and 410 as FIU.
• Adoption spans banking, securities, insurance, and pensions as part of India’s digital public infrastructure.
• Account Aggregators enable encrypted, permissioned sharing of bank, investment, and loan data for services such as loan applications and financial planning.
• The framework, launched in 2021 following RBI’s 2016 directions, has been recognized in G20 documents and India’s 2024 DPI Task Force report.