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Indiana Wins First CFP Title, Beats Miami 27-21 to Finish 16-0

The title caps a transfer-portal, NIL-enabled overhaul under Curt Cignetti.

Overview

  • Heisman winner Fernando Mendoza delivered the decisive fourth-quarter 12-yard rushing touchdown in the 27-21 win at Hard Rock Stadium.
  • Mendoza repeatedly credited his Catholic faith after the game and throughout the season, including public pregame prayers and ties to Indiana’s Saint Paul Catholic Center.
  • Head coach Curt Cignetti reshaped the roster via the portal, including 13 transfers from James Madison, as donors and NIL resources expanded, and his four-year record now stands at 46-6.
  • Indiana’s rise featured no five-star recruits and followed years of heavy losing, underscoring the scale of the turnaround.
  • NFL interest intensified, with Raiders leadership including Tom Brady attending the title game and some projections placing Mendoza as the No. 1 pick in the 2026 draft.