Overview

• The US-based couple disclosed roughly $5.5 million in assets, splitting between a $3.6 million investment portfolio and $1.9 million in property.
• As US citizens holding OCI status they retain the right to live and work in both the United States and India.
• Their Reddit post asked what retirement corpus would sustain a comfortable life raising a child and allow a break from full-time work.
• Commenters estimated that standard living expenses could total around ₹2 lakh per month in tier-2 cities but rise sharply for metropolitan areas like Mumbai.
• Despite varied benchmarks and advice they remain undecided on relocating and may pursue employment later based on personal interests.